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Searching for the right home loan for your needs? Here's how we can help.

We negotiate on your behalf
As your adviser, we're focused on getting the right fit for your needs. We work with a range of lenders and are focused on securing a mortgage that works for your individual circumstances.

We help you secure the right structure for your goals
Setting up the right mortgage structure for your needs is key. We help you consider your short and long term goals to determine a purpose-fit structure for your needs.

We take the hassle (and stress) off your plate
From application to settlement, we're in your corner, saving you time and taking the hassle of paperwork and process off your plate.

Expertise at no cost to you
Usually, there is no charge for our advice service (we are remunerated by your chosen lender on settlement - view our disclosure for more). Our time and expertise is at your service. 

Plan-ahead with our quick Mortgage Repayment Calculator

Have a house in mind? Like to start getting an idea of what repayments might look like?

Try out out quick mortgage calculator for your initial planning and get in touch to start fine tuning your mortgage finance options and needs.

A note about our calculator
This repayment calculation is based on the interest rate you choose. Lenders may use a different interest rate when assessing your ability to meet your loan repayments.

We work with a large range of lending lenders

Every home or property buyer is different, so we've ensured that we have access to a wide range of lenders. Scroll below to view our panel.

Mortgage Advice For Each Step on the Property Ladder

From first home buyers to seasoned property investors, we're here to help with quality mortgage advice. It all starts with a good conversation about what you want to achieve, and how we can help you get there.

First Home Buyers

Buying your first home - it certainly is exciting, but also a bit daunting. We’re here to help you learn the ropes - structuring your mortgage for your needs, application time, getting pre-approval sorted. Each step of the way, we're here to help you take your first step on the property ladder.


Are you reviewing your mortgage? Whether it's getting a sharper interest rate, consolidating debt, or borrowing money for renovations etc, we can help you determine whether refinancing is right for you, and if so, the new mortgage structure that's right for your short and long term goals.

Property Investment

Looking at your first investment property? Or perhaps you have a growing portfolio. From standard home loan structures, through to more complex structures that work for your gearing, tax*, redraw and other requirements, we’re here to help you define the solution for your property investment needs.


Fluctuations in cash flow and required documentation have long been difficult barriers for self-employed people seeking mortgage finance. But today, many lenders have solutions specifically designed to help make home ownership a reality for Kiwi business owners. Get in touch to find out more.


FAQs | Our Mortgage Advice Services

  • Why is mortgage advice valuable?

    There are many reasons - but most importantly, a mortgage adviser is expert at helping you carefully consider what your short and long term goals are and how to structure your loan accordingly. And of course, you have access to our relationships with lenders, knowledge and expertise, not to mention sharp negotiation skills when it comes time to talk interest rate.

  • Do you charge for mortgage advice?

    Usually, we are paid a commission by the lender once your loan has settled, and do not charge fees. However, a fee may apply in certain circumstances and we encourage you to view our Disclosure Statement here for full information on our remuneration.