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Cover for your needs

In New Zealand, we're lucky enough to have a public health system taking good care of us in case of emergency. But unfortunately, when it comes to non-urgent surgeries and procedures (like hip replacements and colonoscopies), public hospital waiting lists can be lengthy. 

Health insurance is designed to give you affordable access to fast and quality treatment options. But not all health insurance policies are created equal, and we can help you secure the most appropriate solution for your needs, goals, and budget.

Depending on the type of policy you choose, for example, health insurance can cover the cost of diagnostic testing, specialist consultations, and treatment in private healthcare facilities. Some policies include GP visits and prescriptions or even provide cover for unfunded medications, like life-extending cancer therapies that are not yet funded by Pharmac. Please get in touch if you'd like to talk about your needs.

FAQs

Have a few questions? We're here to help.

  • What do you charge for your advice services?

    We do not charge our clients for our services; instead we receive commission from the insurance provider once the agreed solution is confirmed. We receive this remuneration in the form of upfront and trail commission. To find out more about how we are remunerated, please view our Disclosure Statements on the About Page.

  • Do you charge for mortgage advice?

    Usually, we are paid a commission by the lender once your loan has settled, and do not charge fees. However, a fee may apply in certain circumstances and we encourage you to view our Disclosure Statement here for full information on our remuneration.

  • Why is mortgage advice valuable?

    There are many reasons - but most importantly, a mortgage adviser is expert at helping you carefully consider what your short and long term goals are and how to structure your loan accordingly. And of course, you have access to our relationships with lenders, knowledge and expertise, not to mention sharp negotiation skills when it comes time to talk interest rate.

  • What should I spend on insurance?

    Like insurance itself, there is no single answer to this question. It depends on your areas of risk and needs. Having says that though, it is really important that you don’t spend too much by taking out unnecessary cover or excessive levels of cover, or too little, which may leave you financially exposed should the unforeseen happen. Getting it just right for your needs and budget is a big part of what we do.

Testimonials

Fantastic service, professional team. A family run business that will always work with your best interest at heart!
Faieka Cassiem
Shane has guided me with all avenues when it comes to KiwiSaver and my 1st home purchase. Shane is very knowledgeable and has an excellent appreciation for your needs when it comes to your insurance!
Rhys Pemberton
Joseph is always friendly and goes out of his way to assist clients. He is open and honest with his advice and highlights any risk you may be facing. I recommend chatting to Joseph on an annual basis to review your insurance position.
Zelda Thompson
Fantastic! Shane is someone who really wants the best for his clients Highly recommended.
Jono Frankle
Joseph made the whole process simple and straightforward. Highly recommend his services.
Shannen Lyons
Shane helped me a lot with my insurances and Kiwisaver. He is very professional and knowledgable. I highly recommend him.
Steven Matthew

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