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Quality insurance and KiwiSaver advice for your unique needs.


You’re unique and so are your insurance and KiwiSaver needs. Were here to help you choose what’s right for you.

We can help you select providers, types of cover and KiwiSaver funds. But more importantly, we’ll help you make an informed choice for your specific needs.

Personal Insurance

One size does not fit all when it comes to Personal Insurance. Your life stage, family and personal circumstances, and your life goals, are uniquely yours. And so the types of personal insurance cover and the benefits that are important to you, are also unique to you.

We work with a great range - and many - trusted New Zealand insurance providers, ensuring that our clients have choice and access to personal insurance cover designed for their needs. With our expert advice process, you can feel confident that the personal insurance cover you choose, is right for you.

Health, Life, Trauma, Mortgage & Income Protection and more. Read on for more information about various type of Personal Insurance, and how we can help.



Business Insurance

Starting, running and growing your own business takes a healthy dose of energy and persistence. And after all that hard work, you want - and deserve - to achieve business success and derive value from your efforts.

But like in our personal lives, businesses can be surprised by unforeseen events that can severalty impact operations.

We can help you - and your creation - with sound business insurance advice. We start with an assessment of the key risks, your ability to absorb those risks, and of course the ‘what-if’s that may pass through your mind in the early hours. Then we’ll help you determine the type or types of cover appropriate for your business needs. Not too much, not too little. Just right to protect the future of your creation.

Key Person and Employee Insurance, Shareholders Insurance and more. Read on for more information.



Home & Asset Insurance

Your home - likely the biggest financial investment you’ll make in life; your car - that all important set of wheels that takes you from A to B each day; and other assets of personal importance and value.

These are all ‘things’ that you have worked hard for and are important to protect from unforeseen curve balls. The team at Discovery Financial Services can help you assess the right kind of cover - Home & Contents, Vehicle and more - and the level required to provide financial protection against loss or damage.

Read on for how can help you find the right insurance for your treasured possessions.




Not in KiwiSaver yet or unsure about your KiwiSaver fund and whether it is the right ’fit’ for your goals and savings horizon?

KiwiSaver - the voluntary saving scheme established by the Government - is an important tool for Kiwis and their retirement savings; your nest-egg for your post-work life.

We can help you assess your risk profile, investment timeframes and retirement savings goals, to determine the appropriate contribution rate (ranging from 3 percent to 10 percent), the type fund and provider.

Read on for more about how KiwiSaver works and our advice services.



Have a few questions? We're here to help.

  • What do you charge for your advice services?

    We do not charge our clients for our services; instead we receive commission from the insurance provider once the agreed solution is confirmed. We receive this remuneration in the form of upfront and trail commission. To find out more about how we are remunerated, please view our Disclosure Statements on the About Page.

  • Do you charge for mortgage advice?

    Usually, we are paid a commission by the lender once your loan has settled, and do not charge fees. However, a fee may apply in certain circumstances and we encourage you to view our Disclosure Statement here for full information on our remuneration.

  • Why is mortgage advice valuable?

    There are many reasons - but most importantly, a mortgage adviser is expert at helping you carefully consider what your short and long term goals are and how to structure your loan accordingly. And of course, you have access to our relationships with lenders, knowledge and expertise, not to mention sharp negotiation skills when it comes time to talk interest rate.

  • What should I spend on insurance?

    Like insurance itself, there is no single answer to this question. It depends on your areas of risk and needs. Having says that though, it is really important that you don’t spend too much by taking out unnecessary cover or excessive levels of cover, or too little, which may leave you financially exposed should the unforeseen happen. Getting it just right for your needs and budget is a big part of what we do.


Fantastic service, professional team. A family run business that will always work with your best interest at heart!
Faieka Cassiem
Shane has guided me with all avenues when it comes to KiwiSaver and my 1st home purchase. Shane is very knowledgeable and has an excellent appreciation for your needs when it comes to your insurance!
Rhys Pemberton
Joseph is always friendly and goes out of his way to assist clients. He is open and honest with his advice and highlights any risk you may be facing. I recommend chatting to Joseph on an annual basis to review your insurance position.
Zelda Thompson
Fantastic! Shane is someone who really wants the best for his clients Highly recommended.
Jono Frankle
Joseph made the whole process simple and straightforward. Highly recommend his services.
Shannen Lyons
Shane helped me a lot with my insurances and Kiwisaver. He is very professional and knowledgable. I highly recommend him.
Steven Matthew

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